Thursday, December 30, 2010

Personal Injury Settlement Negotiations

When is it acceptable for a personal injury, auto accident, slip and fall, or other injury client to negotiate their own settlement with the insurance company?

The short answer to this question is never. Except in instance of property damage to a vehicle, it is rarely acceptable to negotiate your own settlement for personal injuries sustained in any negligence situation.

The main reason for this is that you cannot be fully informed of every legal aspect of your case, and therefore, are not in the best position to secure the full value for your settlement. Insurance adjusters are quite well versed in saving the insurance company money and will offer you the barest minimum of what you are actually entitled in the absence of professional legal representation.

For instance, you may not be aware that the statute of limitations in Rhode Island is only three years ~ meaning that you must settle your case in that time frame or commence a lawsuit in order to retain your right to any claims.

An additional reason not to attempt to settle your own case is that RI insurance adjusters will always attempt to settle the case quickly and for as little money as possible because they know that you do not have the means to pursue the matter. A qualified and experienced personal injury attorney will be in a position to file a lawsuit against the insurance company if a fair settlement is not reached within a specific time frame.

If you have been involved in a slip and fall, auto accident, or premises liability issue, contact a RI personal injury attorney immediately for a consultation.

-------------------------------------------------------------------
Newport RI Real estate Lawyers handling real estate closings for commercial and residential conveyance and refinancing, Purchase and Sale negotiation and drafting, title issues, tax matters, and all complex zoning and real estate law issues. As Personal Injury Lawyers we also handle all matters of personal injuries. Contact our office at (401) 847-7500 or visit the website at Miller, Scott and Holbrook for more information.

Wednesday, December 22, 2010

Ocean Zoning in RI ~ The First Offshore Wind Farm Set to Sail

In 2008, the Commercial Fisheries Center of RI newsletter dealt with, in startling detail and formality, the issue of an offshore windfarm and not only what that meant for the fishing industry in RI, but also for the much broader and controversial topic of ocean zoning. Did RI want to be the first in this, and would that necessarily mean the best as well?

With the advance of the wind farm project, the much deeper issue of ocean zoning got its first chance at debate in, appropriately enough, the Ocean State. The newsletter projected that by the year 2010, this year in fact, the coastal waters of the State would be mapped and zoned for uses beyond the fishing industry.

The wind farm was to be funded with $3.2 million from the "Renewable Energy Fund" belonging to RI, and reimbursed by the farm developer at a later date. Construction of the equipment that will be used to determine the exact location of the wind farm is only now being assembled for placement. The precise location of the future wind farm in the waters off the coast of North Kingstown has not been determined yet and will be subject to the readings on wind speed and direction gathered by this preliminary piece of equipment.

This RI Zoning and Ocean Zoning project will set the precedence for how other coastal communities will determine size, location and other critical factors in the placement of their own wind farms. Estimated projections for the East Coast alone are in the 50,000 turbine range with the advance and initiation of this technology.


-------------------------------------------------------------------
Newport RI Real estate Lawyers handling real estate closings for commercial and residential conveyance and refinancing, Purchase and Sale negotiation and drafting, title issues, tax matters, and all complex zoning and real estate law issues. As Personal Injury Lawyers we also handle all matters of personal injuries. Contact our office at (401) 847-7500 or visit the website at Miller, Scott and Holbrook for more information.

Monday, December 20, 2010

Personal Injury Claim Etiquette

Most people involved in an automobile accident would rather recover and get on with their lives, regardless of their injuries and time lost from work, or any lingering effect of those injuries. In some cases, this is perfectly acceptable, as long as the injury was minor, the damage to the vehicle wasn't severe, and any lost wages were recovered from your employer.

There are situations however, when filing a personal injury claim is not only fair and justified, but necessary in order to recover the losses that were incurred as a direct result of the other party's negligence.

In cases where there is third party negligence involved, it is always fair to file a personal injury claim. And remember the personal injury cases are not limited to car accidents. Common negligence claims can also include dog bites, boating and motorcycle accidents, slip and fall injuries, and injuries sustained while on the property of someone else, either an individual or corporation.

In Rhode Island, personal injury matters have a three year statute of limitations; meaning that you must file your claim within 3 years of the date of your accident or you will lose all right to file. Even if you were found to be partially at fault, you may have a claim, as RI is a comparative negligence state; which means that the amount of recovery is determined by percentage of fault.

If you have been involved in an accident, or have been the victim of third party negligence, contact our office for a consultation immediately.

-------------------------------------------------------------------
Newport RI Real estate Lawyers handling real estate closings for commercial and residential conveyance and refinancing, Purchase and Sale negotiation and drafting, title issues, tax matters, and all complex zoning and real estate law issues. As Personal Injury Lawyers we also handle all matters of personal injuries. Contact our office at (401) 847-7500 or visit the website at Miller, Scott and Holbrook for more information.

Friday, December 17, 2010

Filing Bankruptcy in RI Under the New Laws

If you find yourself in the unfortunate position of having to file bankruptcy in RI, you will need the assistance of a qualified bankruptcy attorney as the laws have changed substantially.

The new bankruptcy laws are stricter, making it more difficult for some people to file. In particular, those individuals who may fall into a higher income bracket will not be able to file a Chapter 7 Bankruptcy, and instead will have to file a Chapter 13; which will require them to work out a repayment plan with the court for at least some of their debt.

Debtors who pass the 'median income' rule; which determines if your income falls within the median guidelines for your state of residence, as well as 'the means test'; which will show whether you will have enough income, after specific permitted expenses, to pay toward a Chapter 13 plan.

If you fail the means test, you will be allowed to file a Chapter 7 petition in most cases, however, contact your bankruptcy attorney with any questions you have regarding this determination process before taking any action.

Under the new plans all debtors are required to complete credit counseling before they will be permitted to file their case, and again after the case is heard, before they will obtain a discharge. The counseling service is approved for referral to you by the United States Trustee's office, and will help you decide if bankruptcy is in fact the only way for you to proceed with your situation, or if you have other avenues of repayment open for consideration.

Although, debtors are not required to accept any repayment plans offered by the counseling agency, whether a proposed repayment plan is acceptable or not, all debtors are required to complete counseling. You will need the certificate provided at the end of the counseling to begin the process and file your bankruptcy petition.


Some factors for consideration and not necessarily pertaining to the new laws per se, are that bankrupcty attorneys may now be more difficult to locate and more expensive to hire as the work involved in the filing of the petitions has increased substantially from what was previously required under the old laws.

In addition, a lawyer representing you in bankruptcy is now personally responsible for the validity of the information that you provide on the documents that are filed with the court. Meaning that, if you are dishonest or fail to disclose certain aspects of your financial situation to your lawyer, whether they ask you or not, they will be responsible and risk losing their license to file bankruptcy petitions with the court.

Real property is now calculated at replacement cost rather than auction value, placing debtors in danger of having their property sold to pay debts.

If you have exhausted your available financial means attempting to pay down your debt and are now in a dire situation, contact a RI bankruptcy attorney now for more information.



-------------------------------------------------------------------Newport RI Real estate Lawyers handling real estate closings for commercial and residential conveyance and refinancing, Purchase and Sale negotiation and drafting, title issues, tax matters, and all complex zoning and real estate law issues. As Personal Injury Lawyers we also handle all matters of personal injuries. Contact our office at (401) 847-7500 or visit the website at Miller, Scott and Holbrook for more information.

Thursday, December 16, 2010

Deepwater Wind Farm Ocean Zoning Issue Grows

RI Ocean Zoning issues continue with proposed Deepwater wind farm off the coast of Rhode Island that would connect Massachusetts and New York as well through undersea networks. The wind farm is the largest proposed of its kind in the country.

The full article follows below.


Size doubled of proposed wind farm in R.I. Sound
December 8, 2010
By Alex Kuffner
Journal Staff Writer

PROVIDENCE — Deepwater Wind has applied to federal authorities to build the largest proposed offshore-wind farm in the United States, a 200-turbine project in Rhode Island Sound.

The 1,000-megawatt project, called the Deepwater Wind Energy Center, replaces a 350-megawatt, 100-turbine proposal that was put forward by the Providence-based company two years ago. Under the new plan, Deepwater would also build an undersea transmission network that would stretch from Massachusetts to New York and connect to multiple states to which the company could sell its power. The wind farm would cost an estimated $4.5 billion to $5 billion, and the transmission system an additional $500 million to $1 billion.

Deepwater submitted an application on Oct. 27 to the Bureau of Ocean Energy Management, Regulation and Enforcement (BOEMRE) to lease a 270-square-mile area between Rhode Island and Massachusetts that is the subject of a development agreement between the two states. The wind turbines would rise about 525 feet above the water but would be at least 18 miles from mainland Rhode Island, far enough out to sea that they would be barely visible from land, according to Deepwater.

BOEMRE, an arm of the U.S. Department of the Interior, has authority over the project because it would be located in federal waters. Deepwater planned to announce the new proposal on Wednesday in advance of a federal workshop on Friday with Massachusetts and Rhode Island officials in which the project is expected to be discussed.

Deepwater executives said the company decided to expand the size of its proposal for a number of reasons, including Interior Secretary Ken Salazar’s Nov. 23 announcement that the federal government would expedite permitting for qualifying projects on the East Coast. The first leases to developers could be issued in late 2011 or early 2012.

“The White House and the Department of the Interior are throwing a lot of resources at the permitting process,” Deepwater chief administrative officer Jeffrey Grybowski said. “We want to take advantage of that federal momentum.”
Related links

But technological developments were the driving factor in the change in plans. Next-generation turbines that can produce more power are now being built in Europe. Using those machines improves the economies of scale for developers.

“There is this growing realization that the technology is changing fast,” said Deepwater chief executive William M. Moore.

By using more powerful turbines than those envisioned in 2008, Deepwater would be able to triple its wind farm’s capacity while only doubling the number of turbines. Over the last two years, manufacturers have brought 5-megawatt turbines on to the market in place of machines ranging from 3 megawatts to 3.6 megawatts that have typically been installed in Europe and China and are proposed as part of the 130-turbine Cape Wind project in Massachusetts.

On a trip last month to Europe, Moore and other representatives of the company met with manufacturers that have built 5-megawatt turbines and are developing 6-megawatt ones. They include Areva Renewables, of France, and REpower Systems, of Germany, which both have 5-megawatt turbines in operation at the Alpha Ventus project off Germany.

Deepwater is also considering using larger turbines in a demonstration project the company is developing in state waters off Block Island, said Moore. Instead of the originally proposed eight turbines, the company is now looking at installing only five turbines as part of the wind farm planned about three miles southeast of the island.

That project is scheduled to go on line in 2012. It is still awaiting approvals from Rhode Island authorities. Although state regulators signed off on an agreement Deepwater reached with utility National Grid for the sale of power from the wind farm, the contract has been appealed to the state Supreme Court. Objectors have questioned the contract’s high price of power, which is more than double what National Grid pays for energy from conventional sources.

The Deepwater Wind Energy Center would be more cost-effective than the Block Island wind farm, said Moore. That is expected to translate into prices that would be a third lower than the rate of 24.4 cents per kilowatt-hour that National Grid agreed to pay for power from the Block Island project, he said.

The multi-state transmission network would create several potential buyers for Deepwater’s power. Rhode Island is a limited market. It has about half a million customers and is dominated by one utility — National Grid. Massachusetts, Connecticut and New York have more utilities and many more customers. Spreading the power around to multiple markets also ensures that no single state must absorb the higher cost of offshore wind power alone, Moore said.

Although federal agencies would have primary authority over the transmission line, state agencies would have oversight of any interconnections to land. And state regulators would review any proposed power-purchase contracts.

The cost of the 200-turbine wind farm, at up to $5 billion, dwarfs the $1.3-billion price tag of the original 100-turbine project. Although credit markets have yet to fully recover from the recession, Deepwater executives are confident of tying up financing from lenders. They pointed to the recent decision by a group of European commercial banks to lend $1.7 billion for the expansion of a wind farm off Belgium.

Moore also said that “it will only be a matter of time” before more capital partners are brought on board. Deepwater’s primary backer is D.E. Shaw & Co., a global investment and technology-development firm with $20 billion in investment capital as of Oct. 1.

The larger project is not expected to increase the number of jobs — estimated at up to 800 — that would have come with the 100-turbine project. But instead of a two-year construction cycle, the window would stretch to four years or more, guaranteeing construction and assembly jobs for a longer period. Moreover, a larger project would improve the chances that manufacturers of turbines and components would open factories near Deepwater’s staging area in Quonset Point, North Kingstown, said Moore.

The wind farm would be located within Massachusetts and Rhode Island’s “area of mutual interest,” federal waters directly south of Sakonnet Point between Block Island to the west and Martha’s Vineyard to the northeast.

Although the federal government, through BOEMRE, has formally requested proposals in other states, including Delaware and Maryland, it has not issued a so-called request for interest in Rhode Island or Massachusetts. But the agency is accepting unsolicited bids from developers.

One other company, Neptune Wind, of Massachusetts, has submitted a proposal to build a wind farm in the area of mutual interest. According to its website, Neptune is proposing a 120-turbine project with a 360-megawatt capacity.

Deepwater’s turbines would be installed in four phases, with construction starting in 2014. The first 50-turbine phase would go on line in 2015. Subsequent phases would follow in consecutive years.

The proposed project area is irregularly shaped to avoid fishing grounds, shipping lanes and glacial rock formations. Grybowski said the site selection comports with Rhode Island’s recently approved ocean-zoning document, known as the Special Area Management Plan (SAMP). Under the agreement between Rhode Island and Massachusetts, development in the area of mutual interest would be guided by the SAMP.

“They’ve collected a lot of data and we think this is consistent with that data,” he said.Other key offshore-wind proposals in the U.S.

•Cape Wind Associates has won federal approval for a 468-megawatt project off Massachusetts.

•NRG Bluewater Wind has proposed a 350-megawatt project off New Jersey and a project of up to 600 megawatts off Delaware.

•Fishermen’s Energy has proposed two projects totaling 350 megawatts off New Jersey.

•Garden State Offshore Energy, a joint venture between Deepwater Wind and PSEG Global, has proposed a 350-megawatt project off New Jersey. Key points about Deepwater Wind

•Founded in New Jersey; moved its headquarters to Providence in 2010.

•Selected by the State of Rhode Island as its preferred developer of offshore-wind power in 2008.

•Proposes building a five- to eight-turbine demonstration wind farm in state waters near Block Island by 2012.

•Proposes building a 200-turbine wind farm in federal waters in Rhode Island Sound starting in 2014.



-------------------------------------------------------------------
Newport RI Real estate Lawyers handling real estate closings for commercial and residential conveyance and refinancing, Purchase and Sale negotiation and drafting, title issues, tax matters, and all complex zoning and real estate law issues. As Personal Injury Lawyers we also handle all matters of personal injuries. Contact our office at (401) 847-7500 or visit the website at Miller, Scott and Holbrook for more information.

Friday, December 10, 2010

RI Wind Farm Raises Questions Regarding Real Estate and Zoning

RI Offshore Ocean Zoning is the subject of considerable conversation of late with the proposal of the Deepwater wind farm. The wind farm was originally slated to be a 100 turbine farm in the RI sound. The new proposal doubles the size of the wind farm. In a state the size of Rhode Island, with the main component of our appeal our oceans and coastline, should something this size even be entertained?

The full article follows below.

Coastal director: Wind farm appears to comply with R.I. plan
Dec 08, 2010

Grover Fugate, the executive director of the state Coastal Resources Management Council, said that preliminary information Deepwater Wind gave him about its new 200-turbine proposal appeared to show that it is consistent with the recently approved ocean zoning plan, known as the Special Area Management Plan (SAMP), that his agency coordinated.

It is important that Deepwater's proposal complies, because Rhode Island and Massachusetts agreed to use the SAMP as the guide to development in the waters where the project would be located.

The section of Rhode Island Sound that Deepwater is interested in for its turbines is the subject of a memorandum of understanding between Rhode Island and Massachusetts.

The 400-square-mile "area of mutual interest" (AMI) is divided into "blocks" for planning purposes. Deepwater's wind farm would occupy portions of 30 blocks that total 270 square miles.

Fugate said Deepwater notified the CRMC of the blocks it is considering. They were chosen to avoid geophysical obstructions, navigation channels and fishing grounds -- all data collected as part of the SAMP.

"We were aware of some areas they've been looking at," Fugate said. "We knew that they were looking at the western boundary of the AMI and the southern boundary."

Asked if the proposal is consistent with the SAMP, he said, "From what I've seen so far, yes."


-------------------------------------------------------------------
Newport RI Real estate Lawyers handling real estate closings for commercial and residential conveyance and refinancing, Purchase and Sale negotiation and drafting, title issues, tax matters, and all complex zoning and real estate law issues. As Personal Injury Lawyers we also handle all matters of personal injuries. Contact our office at (401) 847-7500 or visit the website at Miller, Scott and Holbrook for more information.